The Hong Kong Professional Counselling Association Ltd.
Professional Indemnity Insurance Coverage Summary

Insured:
The Registered Members of The Hong Kong Professional Counselling Association Ltd.

Occupation:
Counsellor (Individuals)

Coverage:
This Policy covers Claims made against the Insured, by a Third Party, for Loss arising due to civil liability provided that the Claim arises out of an actual or alleged act, error or omission in the provision of the Professional Services by the Insured within the Geographical Limit specified and is made during the Policy Period and reported to insurer in writing during the Policy Period and the act, error or omission first takes place on or after the Retroactive Date but before the expiration of the Policy;

Limit of Liability & Annual premium:
(a) HK$7 million any one claim and in the aggregate plus an automatic reinstatement of the original limit of liability if the original limit has been entirely exhausted during the period of insurance (i.e. total HK$14 million in aggregate) (the limit shall be shared by all insured members)
Annual premium: HK$1,950
Semi-annual premium:HK$975

(b) HK$15 million any one claim and in the aggregate plus an automatic reinstatement of the original limit of liability if the original limit has been entirely exhausted during the period of insurance (i.e. total HK$30 million in aggregate) (the limit shall be shared by all insured members)
Annual premium: HK$2,500
Semi-annual premium: HK$ 1250

Legal Costs & Claims Expenses(subject to consent of insurer):
To be included under the limit of liability

Period of Insurance:
From 1 October 2016 to 30 September 2017
Note: For those who enroll after 1 Oct 2016, the insurance coverage will still be ended at 30 September 2017 with same premium as above.

Extensions:
a) Libel & Slander b) Loss of Documents

Territorial limit:
Worldwide excluding USA and Canada Jurisdiction: Hong Kong

Deductible:
HK$5,000 each and every claim

Eligibility:
Registered members, Associate Fellow and Fellows of Hong Kong Professional Counselling Association Ltd.

Application procedures:
Please return the completed and signed declaration form, together with a cheque of HK$1,950 (limit of HK$7 million) or HK$2,500 (limit of HK$15 million) to the following address for the enrollment of Professional Indemnity insurance: Charterlloyd Insurance Brokers Ltd. Room 1905, 19/F, Fortress tower, 250 King’s Road, Hong Kong Attn: Dr. Raymond Chow

Charterlloyd Insurance Brokers Ltd (the “Company”) is remunerated for its services by the receipt of commission paid by insurers. Your agreement to proceed with this insurance transaction shall constitute your consent to the receipt of commission by the Company.